Tax Lien Investing

A tax lien is a form of security interest granted over an item of property to secure the payment of a debt or other obligation. The government instead of chasing a non-payer down and asking or begging him to pay his taxes will file a claim (lien) against the property.

Tax liens may be able to be purchased from the government in the form of an investment in the event property is not paid within a specified time (and after several notices are generally given), the property may be seized and sold at foreclosure sale. On real property, one of two methods may be used: either the property may be seized and sold (a deed sale), or in some states the lien may be offered to investors (in the form of a certificate) with an accompanying right for the investor, after a specified period of time, to institute foreclosure proceedings.

This type of Investing is probably one of the safest, most lucrative and undiscovered investing methods in the world.

The wealthy have been doing this type of Investing for ages. Certificates are one of the most profitable investments you can make without the risk of the stock market. No matter what the market is doing, you can profit from purchasing certificates and deeds. Here are just a few reasons why tax lien investing is financially sensible:

Able to be done without financing - buying deeds can be like buying real estate for pennies on the dollar. Usually certificates pay a much higher rate than CD's if they are redeemed, and if they are not redeemed, you can foreclose and either collect your interest or take over the property. Certificate and deeds can be invested tax free through a self directed IRA. Investing in certificates and deeds does not have to take lots of money. Certificate investment allows you to get high interest rates without paying high brokerage fees.

This is the most important information one offer, tax lien investing is one of the safest ways to invest your money and earn an extremely high rate of return. With the right information available, everything becomes easy.

Successful Investing as with most profitable ventures has proven predictable steps that if followed correctly will give undeniable positive financial results.

Ask and answer these questions to start successfully getting a foothold on investing in tax lien certificates or tax deeds:

How do I register for the sale? // What information do I need to register? // How do I clear the title to a property that I purchased from a sale? //How much profit is there? // Can I do this or should I get a lawyer? // Can I buy online? Through mail? // How long to settle and collect my earnings? // Which forms and where to get them?

There is a lot to ask and to know. Not knowing the system of success in this type of investing is frustrating and disheartening. Once these secrets are uncovered and you have the right information available, everything falls into place.

Tax lien investing will give you a better opportunity over anything else in the world to realize your financial success through amazing real estate bargains. A little known investment strategy that barely anyone has even heard of can be your key to financial independence once you learn the secrets of investing.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to Tax Lien Investing for more information and a complete 'System' to show you how to invest in profitable Certificates and tax deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed investing in every state.
Tax Lien Investing

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Tax Lien Home

A Tax Lien Home purchase can lead to a nice return on your investment. A property, which the government has put a lien against do to failure to pay taxes on time, is considered a Tax Lien Home. This lien is called a certificate and allows an investor to purchase the right to collect taxes from a non-paying property owner by way of the government. The certificate does not give any property rights to the investor only the right to collect payment and any interest due on said property.

Many people do not know there are basically two types of tax investing. They are certificate investing and deed investing. Deed sales are different than certificates, deed sales occur when a delinquent non-payer after a period of time still has not for whatever reason paid his taxes due. The government will hold an auction and will sell to the highest bidder the property whose taxes have not been paid on. This transaction gives total and complete ownership and all rights to the investor.

The non-payer loses all rights to his property, this does not happen often as nobody wants to lose ownership of what is theirs and get nothing in return. But when it does happen a investor can purchase property for 30%, 40%, even 60% or 70% less than what it is worth, its hard to beat those rates.

Now the certificate holder has no property rights only the right to collect a debt, here is what I mean. If an owner is late on his tax payment they will issue a certificate and offer it for sale to highest bidder. When the bidder takes control of the certificate he agrees to pay the tax bill for the owner. When the property owner decides to pay his debt to the government (you the investor is only loaning him the money) you the investor after the delinquent non-payer settles up will get 100% of your initial investment back plus interest on your investment that the government will charge the late paying owner. This interest amount can be 12%, 14% up to 18% depending on what state the tax lien certificate was issued in. You can't get that at a bank.

These investments are very high secure investment with very low financial risk involved, do to the fact they are secured by the property the taxes have not been paid on and if the non-payer decides never to pay his taxes he realizes the government will hold a deed sale and sell off his property to get the money owed to them. Having the thought of one losing his property hanging over his head causes property taxes to end up being paid over 98% of the time thus literally guaranteeing you the investor a nice profit.

A Tax Lien Home no matter if you are referring to certificate or sale of deed will be a terrific investment opportunity if you are aware of what and how to do it.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to TAX LIEN HOME for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed Investing in every state. TAX LIEN HOME

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Tax Lien Certificates For Sale

In order to collect unpaid taxes and associated costs, the government will offer to the public, Tax Lien Certificates For Sale. Currently there are somewhere between 24 to 30 states which offer these certificates for sale. There is literally 1000s by state counties all over the country and in order to start investing in them, you need to find out where and when these sales are taking place and which are being sold. What are sold are government's claim due to late taxes on the property and not the actual real estate.

In everyday terms I mean a certificate is issued to you (certificate holder) after you have paid the back taxes. You then sit on this certificate until the property owner decides to pay up which is 98% of the time. When this happens the government contacts you, you turn in the certificate get back original investment plus the healthy late fee the government charges the property owner for not paying their taxes on time. This is one of the safest, steadiest investment you can make due to the fact Tax Lien Certificates For Sale are guaranteed by the property the taxes are owed on.

Seems like investing in lien certificates is a walk in the park eh? Not so fast. As with most successes in life you need to educate yourself first. Before you do anything your first step in your investment strategy is to do some research to become familiar with what it takes to become a successful investor.

Once you know what your plan of action is, the steps to follow, the things to look for and the questions to ask you will see a healthy return like all the other successful tax investors and you to will say its like a walk in the park. Unlike purchasing stocks, when you purchase your certificates you do not need to worry about unexpected drops in the market because the government sets the interest rate for late payments regardless of what the market is doing. Fact is, no matter how well the stock market is doing, investing carefully in tax lien certificates will show a consistent steady return that will out perform the stock market.

You may have questions like:

- Is it true you can receive astronomically high annual yields by tax investing?

-If there are leftover liens from the county after a tax sale can I purchase them right there and then?

-How will you know what the interest rate on the certificate will be?

-When and where is the next Tax sale taking place? Some states hold sales once a year, while other states hold sales 4 times a year or even monthly.

These are just a few of the questions you need to ask yourself if you want to begin investing in tax lien certificates. Get even these basic general questions wrong and you will be left behind.

On a further note here are a few questions that will greatly affect your return on investment:

*Is there a situation when you should NEVER call the County?

*Obtain Tax Sale Listings From a variety of sources the "right way"

*The correct Documentation you must have to place a bid.

Once you become an educated informed investor you will be able to make your investment knowing not wondering or guessing that you are making most likely the safest investment you can make with the highest yield of return.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to Tax Lien Certificates For Sale for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed Investing in every state.
Tax Lien Certificates For Sale

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Real Estate And Tax Lien Certificates

Real estate in the same breath as tax lien certificates are not a big deal to most people, but to a savvy investor they can resemble $$.

Lets take that bad word named "tax" and turn it into lien certificate holder and the owner of this lien certificate will have a big smile on his face. He may not tell you why as not many investors share their guarded secret of investing.

Real Estate And Tax Lien Certificates is one of the safest types of investments you can make with generally a good above average of return. It is not hard to invest in certificates and if you are in the know how they are usually quite profitable; however investing blindly without sound solid advice can cost you money.

For example buy a tax certificate without research on commercial property for $500 and find out it is next to a pig farm your choices for that property use becomes severely limited and selling it might be a hard proposition.

So how do you know if investing in real estate and certificates is a wise decision?

A lien is levied against a property owner who has not paid his taxes on time by the government against the non-payer's property until he pays his bill.

This lien (if sales are allowed in that sate) should be make public and give the opportunity for investors to bid on tax certificates. When you bid and become owner of the certificate you have agreed to pay the taxes for the non-payer that did not pay them and in return you have won the right to collect the delinquent non-payers taxes that he owes plus a surcharge in the form of an inflated interest fee for the non-payer not paying his bill on time, mind you this does not give you rights to anyone's property. This fee is an interest rate which depending on the state could up to 18%, now that's a high interest rate any investor would love. The rate could be lower but it can also be even higher. This late penalty fee is an incentive to taxpayers to pay their taxes on time and the reason investors buy certificates.

Now the good part, nothing is guaranteed in life but buying lien certificates might be the closest thing that is and here's why. If the property owner after a certain length of time still has not paid his back taxes the government will auction off his property to get their money, what does this have to do with you the owner of tax lien certificate? No one wants to lose their property outright so 98% of the delinquent non-payers pay their late bill, so you not only get your investment back you get the interest penalty the delinquent non-payer paid to settle his debt.

I bet you are starting to see the incredible opportunity investing in real estate and tax lien investing has to offer.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to Real Estate And Tax Lien Certificates for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds. Plus grab these 3 bonuses FREE- 1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the Tax Lien lady, 2) How to use a Self-directed IRA to invest in Tax Lien Certificates and Deeds, 3) State guide to Tax Lien and Deed Investing in every state. Real Estate And Tax Lien Certificates

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Buy a Tax Lien Property - Top 3 Mistakes to Avoid When You Buy Tax Lien Properties

If you want to successfully buy a tax lien property, you need to be prepared with the proper information. You can't rush into it and expect success. Luckily, this article is going to reveal the top 3 traps to avoid when you buy a tax lien property. Let's get started.
Mistake one- Not doing proper due diligence.
Due diligence is simple research performed before investing that guarantees success. If you fail to do research before you buy a tax lien property, you can get into big trouble. You need to know how much the property is worth, where it's located, the kind of neighborhood it's in and other such information. Due diligence is not hard or time consuming, and yet yields a much higher level of safety and returns compared to investing in tax lien properties blindly.
Mistake two- Failing to properly prepare for the auction.
You should be prepared when you arrive at a tax lien auction. This means you've registered in advance and paid any fees required, you have a list of all the tax liens you've properly researched, you know how much you're willing to pay for each tax lien, and you have the funds to pay for the tax liens you purchase. By being prepared, the whole tax lien auction experience will be much more pleasant and rewarding.
Mistake three- Not investing through a corporation.
I highly recommend you form a corporate entity to protect you if you want to buy tax lien properties. Failing to do so can leave you personally exposed if something goes wrong. You don't want this. You're personally protected by forming a legal entity, which you invest through.
By avoiding these three major mistakes, you'll have a much better and more profitable experience when you buy tax lien properties. Good luck!
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

You're only seconds away from learning how to achieve consistent 20-300% returns on the money you invest with complete government certified safety. Visit [http://taxliencertificateguide.com] to start now.

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Buying Tax Lien

Buying tax lien certificates or deeds can be a very profitable way to invest in real estate and with the right knowledge can provide healthy returns on your money. You need to remember when bidding at a tax auction; it is very important to understand how the purchase works before you arrive to make the bid. Tax lien sales can be very different from state to state or even from county to county within a state so do your homework, it is not hard to be prepared but it is very unprofitable to be unprepared. Invest some time and money into the business and you will discover that there are huge rewards investing in tax liens.

Here are a few tips on what to do when you go to a tax sale:

*Go early and register early, registering early gives you a low bidding number and if seats are assigned you will be near the front, do not be in back when bidding starts, more tax lien bids are won from the front than back. If seating is unassigned you will be able to get up front.

*Know the maximum or minimum interest bid you will make in advance. Do not get caught up in the process and stick to this number.

*Stay focused; shut off Ipods, beepers, cell phones, PDA or anything else with you. When bidding starts it can get hectic quick, do not lose sight of your goals and what you want to accomplish.

*Keep tabs on what you have spent so you can pay it. Maybe use the tax sale list to write down which bids you were successful on and the total. Not being able to pay on bids awarded can be a sure way to be barred from bidding in the future.

Being educated and prepared is the soundest piece of advice I could give someone because in my humble opinion tax investing is a slam-dunk.

Tax investing with its superior returns and safe investment environment has been in the portfolio of successful investors for over 100 years and you to can reap the successes.

Up until recently, liens were a big secret and you can see why.

Have you been looking for someone to share their experience regarding investing but all you came across were outrageously priced products?

Are you someone who has paid a lot of money for a course and found out it was one testimonial after another about how great buying tax lien certificates or tax lien deeds are, but did not show you the ins and outs? Or the risks involved and how to avoid them.

There are everyday people like you and I investing in certificates and deeds (yes there is a big difference) and getting a good piece of the pie by having the know how to make successful investments. These people all have one thing in common, they ask themselves why would you want to make 3% or 4% on your hard earned money when you can see 20%, 30% or even more return on your money.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of tax lien investing, go to Buying Tax Lien for more information and a complete 'System' to show you how to invest in profitable Tax Lien Certificates and Tax Deeds. Plus grab these 3 bonuses FREE- 1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the Tax Lien lady, 2) How to use a Self-directed IRA to invest in Tax Lien Certificates and Tax Deeds, 3) State guide to Tax Lien and Tax Deed Investing in every state. Buying Tax Lien

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Tax Lien Property - Can You Afford to Lose Your Home?

Tax lien property investments are really not that new. Many would be investors still do not know how to use them to complement their other investments today. As the stock market is not the only means of appreciating an asset base - cash anymore. Some others feel that the roller coaster ride on Wall Street often leads to sleepless nights and upset stomachs. Not so when you invest in real tangible properties via this little known method.

If you do a little research on the subject, you would find a few books have made it into the mainstream financial press. But most consumers of investment products do not know the basics of how to invest in this government backed and federally funded process of collecting on delinquent taxes.

So lets begin there. When a home owner or entity fails to pay their assessed taxes for a given period of time the property taxes do not vanish or go away. The property taxes are accruing all along and incurring additional fees and assessments as time goes by.

Now depending on the state where the property is located the property is slipping into back tax hell. This is where the back taxes are literally multiplying. The county needs the revenue from the property taxes in order to run the municipality. This is where the county either issues a Tax Deed or a Tax Lien.

The lien is just another obligation that someone has to pay in order to clear the property of the back taxes. In other states the county may issue a tax deed for the property and this is where the opportunity to invest comes in. When a property owner has defaulted or failed to pay the back taxes they do not get away even though they by for a time. But the county or state will likely step in to collect the taxes and restore the property back to a productive revenue generating position. You and I are literally paying the taxes for others in return for either the property (for tax deed property) or for our principal plus nice interest increases for tax liens.

Investors can receive either the property (for tax deeds) or the amount of their investment plus interest (for tax liens). The real beauty of this is that the big money on Wall Street has often overlooked this opportunity to make more money in such a secure manner. More and more pension funds are investing in this manner because of the safety and the high rate of return. Who cares that I cannot go to a cocktail party and talk about stocks. At least my principal grows and grows every year.

The amount invested is secured against the property. The programs are fully mandated and backed by the government. This is really unprecedented in scope and measure. A quick game plan is listed below:

1. Determine if you live in a state that offers "Tax Deeds Or Tax Liens"

You can do this easily. I went down to the county clerks office downtown. I asked them one simple question. Is Michigan a Tax Lien or a Tax Deed State? The clerk said let me get John he knows all about those. John came over and even gave me a pamphlet of how to invest in tax liens in Michigan. Seeing he was helpful I pressed him. How might I do a little research to find out what properties will be going up for the tax lien sale? He then told me the state law that required the announcement to be in a lowly circulated paper and a large circulated paper.

2. Strive to do research the internet for tax lien investing information. Most people don't know about this so asking your friends and family may be uncomfortable. Besides, if you do a basic search at Amazon.com you'd be ahead of most of your peers. We have an excellent resource to help you gain further knowledge in the shortest possible time at our website free.

3. Know your long term goals before investing. This is not a get rich quick method of asset appreciation. Most liens will only come due once a year. So if you are looking for short term make money fast action this is probably not it. But to compensate for the time factor involved, you'll be blessed to gain 16% and more on your investment capital.

I know that that another resource that helped me learn much faster was by Moskowitz, "The 16% Solution". It is a good primer and you could probably find it on Half.com or Amazon.com. Look in the used book section for smart money savings.

If you want to increase your retirement nest egg without being at the whim of Wall Street you should at least give tax lien property investing a fair examination. Do not expect your stock broker to be excited about your questions. If they cannot earn a commission on it would you expect them to talk with you about it? I thought not.The ideas presented here are mentioned to get you thinking of additional ways to improve your retirement nest eggs. I forget to mention this, but you can also invest liens within your IRA. Hows that for security?
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

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Federal Tax Lien - What You Should Know Before It's Too Late

If you are facing a Federal tax lien, or have received notice from the IRS it is not too late to take action. A Federal tax lien is a way that the Internal Revenue Service (IRS) uses to collect past due tax debts. A tax lien basically limits the rights the tax payer has on his or her property. When you are late on back taxes such as income, property, or other taxes a lien can arise. In this article we are going to cover your options if you have received notice of a federal tax lien.

More than likely you have receive a notice of Federal tax lien and are wondering what to do next. The first thing you should do is review the notice and verify the information received in the notice. At this point don't call the IRS until you have your information together and understand what taxes the IRS says that you owe.

If you are in disagreement with the amount owed or the taxes that are in question you should absolutely call the IRS and get further clarification. Make it known at this point that you are interested in working with them to resolve this matter amicably.

If you do in fact owe the back taxes you might be well served to find a reputable IRS tax lawyer. Prior to contacting them, make sure you have the notice of federal tax lien in front of you and any tax records that are relevant to your case. Many of these firms specialize in negotiating with the IRS on your behalf for pennies on the dollar. They can also assist you in arranging a payment agreement. This option is a great option as these organizations are very skilled in working with the IRS. Most of them have employees that have worked inside the IRS and understand the best way to proceed in protecting your real estate and personal property. The good news is that your lien will be removed once the debt is paid in full.

The key is to act quickly. Many people get a notice of a Federal tax lien and put their head in the sand. This is the worst thing you can do. Make it known that you want to resolve this matter and tell them that you are intent on paying the debt back. If you are not confident that you can resolve on your own, hire a professional. You won't be sorry.

If you act quick enough you can avoid a bad mark on your credit history. A Federal tax lien is one of the worst things to have on your credit. Creditors will often look at this and either not extend credit or they will give you the absolute highest rate possible.

The bottom line is that it isn't as bad as it seems if you start dealing with it now. The longer you wait the worse it will get for your credit and your stress levels.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Matt D Murren owns and operates [http://www.federal-tax-lien-advisor.com] Federal Tax Lien [http://www.federal-tax-lien-advisor.com]

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Tax Lien Help

The last thing just about any person wants to see in the mail is a tax lien. First, what does it mean? Basically, the person has not paid the taxes on something, usually a home.

Now, if the lien was issued by a local municipality: your city, county or state, it will only apply to the item in question: your home, car, boat, RV etc. But, when it is the federal government, the lien can apply to every single thing you own. The Feds, they can take it all, and sell it. That's why you often see these ads in the paper: cars for a hundred dollars, a boat for fifty bucks, and a home for ten grand.

No matter who has issued the lien, the point is, you have back taxes that are due, and if you expect to keep the item in question: pay them fast. If not, the lien will be sold at a public auction and you'll be faced with paying the lien holder not just the taxes, but also some interest.

So, that presents the question: how do you get out from under the lien? If you have the necessary money, it is no problem: pay it. Of course, very often, the whole reason you have not paid the taxes is that you don't have the money. This can be due to any number of reasons: loss of job, death in the family, divorce etc.

If you are lucky enough to have a mortgage holder, and the lien is for your property taxes, usually the lender will pay off the lien (they are sent a copy of it). Of course, they are not doing this out of the goodness of their hearts. The last thing your lender wants is to see your home seized and sold because they run the risk of losing some of their money.

And, naturally, they are then going to want the money they have paid out for those taxes back. That is why most people have an escrow account. That way, you do not have to come up with your entire tax bill all at once; it is spread out over the year. As a result, you only face the prospect of a small increase in your monthly mortgage payment. That is something just about anyone can live with.

unfortunately, sometimes the lien is not on your home, or you do not have a lender. Still, all is not lost; there are a number of non-profit organizations in place to help people with tax troubles. They vary from state to state, but they can be found.

These days, a simple online search will yield literally dozens of these groups. As an example, there is: taxlienhelpcenter.com Contacting any one of them is easy enough, and often they can help you set up a payment plan with your lien holder.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Frank J Vanderlugt owns and operates [http://www.tax-lien-2007.com] - Tax Lien [http://www.tax-lien-2007.com]

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Tax Liens: A Primer

Here's a quick tax lien overview. In many states, when somebody doesn't pay their property taxes the government places a lien on the property. An investor pays the taxes for the property owner (buys the lien), plus any fees associated. For doing this, the investor gets a couple of things. First, the investor gets the right to collect interest on the money he paid, which is usually a statutory amount. Second, if the owner does not pay off the lien in the allotted time(usually 3-5 years) the investor may get a tax deed on the property.
Tax Lien Differences
Tax liens function differently in each state where they are available. In some places, the liens are auctioned to the investor who will accept the lowest interest rate, or to the investor who will pay the most above the value of the lien. In at least one state, the option to buy a lien is granted through a sort of lottery. Some states only sell the liens once per year. You just need to find out exactly how they work for your area.
The Safety Of Tax Liens
The good thing about tax liens is that you know you are going to get something. Either your money back plus interest, or a property. That's a pretty sweet deal if you ask me. It is possible to get a property at a great discount this way.
There are some dangers to look out for, though. First off, the property could be worthless. You should know what you're getting into, and should never buy a lien on a property that wouldn't be profitable to own. You also need to keep up on your liens. If the owner continues to default on their taxes, and doesn't pay off the lien you hold, you need to continue paying the taxes on the property.
That being said, as long as you keep up on it, you stand to make a decent return, and that's what usually happens.
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ConclusionTax Liens can be a pretty good investment, especially compared to savings accounts in your local bank. Be careful to screen out the hype, as chances are very good you're just not going to get a million dollar home for $5,000. But you will get something, so you might as well look into it. Go call your state's tax division today.

Bryce Beattie is a real estate investor and the webmaster at http://www.middleclassmillionaires.com Check it out to learn exactly what makes real estate such a grat long-term investment.

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Understanding Tax Lien Certificate Redemption Periods

If you want to invest in tax lien certificates, one of the first principles that you need to be aware of is redemption. A tax lien certificate is simply a lien that the county has sold to an investor for the delinquent taxes. The investor then waits for the property to "redeem," which simply means that the homeowner has paid off the tax lien with interest and penalties to the investor. If the homeowner does not pay off the tax lien within a specified period of time, called the "redemption period," then the investor has the right to foreclose on the property and potentially pick up a property at pennies on the dollar! So, from an investor's point of view, it's really win, win!

So, when could a redemption occur? It could occur the day after you buy the lien. It could occur weeks, months, or years later. It just depends on the situation.

Before you invest in tax lien certificates, you need to figure out the redemption period. This varies from state to state. Some states have very short redemption periods. Others have very long redemption periods. If you just want to get the very high interest rates (as much as 24%) that you can get from tax lien certificates, then visit states with long redemption periods. If you ultimately want to acquire dirt cheap property, then visit other states with shorter redemption periods.

Other states are more of a hybrid with regard to redemption periods. How can it be a hybrid? In Florida for example, you can foreclose on the property in as little as two years. However, you are not actually required to foreclose in Florida until the lien is seven years old. So, it really is the best of both worlds. If you want to keep letting the interest accrue, then you just let the lien sit. If you want to get the property, then you file a quick foreclosure after the two years.

During the redemption period, there may be pre foreclosure activities that you are required to do with your tax lien certificate. These could include giving the homeowner notice that you have the lien, filing court papers and giving notice in a newspaper and title searches. Don't worry too much about this stuff. It is usually handled by an attorney who will do these things on your behalf. In nearly all states, the attorney fees will be added to the total value of the lien and reimbursed with interest at redemption.

However, it's imperative that you understand your state and local laws extensively before you attempt to purchase tax lien certificates. In many areas, if you don't follow the pre foreclosure activities to the letter, then your lien may be declared invalid and you will lose your entire investment.

Like anything else in tax certificate investing, redemption is a concept that you will see over and over. With this short lesson, you learned what to do and what to look for regarding redemption. Now do your research and go take massive action!
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Carlos Scarpero is an experienced real estate investor who specializes in tax liens and deeds. Visit his tax lien and deed blog at [http://www.scarpero.com/real_estate].

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Tax Lien Sales

When faced with non-payment of property Tax, sometimes the County Governments offer tax sales at an auction to the public as a step toward making lost income. In the case of an auction of tax lien sales, it is actually just a certificate that is sold and a purchased and not the actual land or property.

A buyer of such a tax lien is essentially loaning money to the property owner to pay their taxes. In return, the property owner has to repay the buyer, all the taxes accrued and the sum of all penalties, and administrative cost. Failure to do so will allow the buyer to access to own the deed and the property in question.

A tax lien sale is a public sale set up as an auction, against the County's right to collect on a delinquent taxpayer's debt. The County organizes such auctions, usually once a year. The term of sales differ from state to state as a matter of fact from County to County, too. Basically, if the said debt is not repaid towards the agreed amount rate of interest which is determined at the time of sale within a particular time period, the purchaser of the tax lien may foreclose on the property.

Different than a tax lien certificate sale, if you purchase a tax deed sale, you are not liable against any other liens, mortgages, or deeds of trust drawn on the land. You purchase the deed to property, which is completely free and clear of any other commitment.

You can contact the County for specific information and details on both about the sale and the properties. It would be prudent to gather information upon which type of sale you are attending, a tax deed or tax lien/certificate sale, because these two sales differ in term of specific rules and guidelines. You may want to find out details on the method and timeliness required for payment and delivery of a property. Getting guidance from a legal attorney and the Government agency would be a plus.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Tax Liens [http://www.WetPluto.com/Buying-Tax-Liens.html] provides detailed information about tax liens, government tax liens, tax lien auctions, and more. Tax Liens is affiliated with Tax Attorneys In California [http://www.WetPluto.com/Business-Tax-Attorneys.html].

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Tax Lien Properties

     When a property owner does not pay his due against the property tax that he is liable, the government can place a lien against the property for unpaid income taxes. This can happen at both the Federal level and state level, depending on whether the owner lives in a state that collects state income tax.

Delinquent charges can arise if the owner has not paid property taxes, sewer or water charges, surcharges, sidewalk repairs, or vacant lot cleaning charges and other property-related municipal fees and charges. To attend to such delinquency, all 50 states offer different schemes. Some state offer public auctions against such properties in form of a tax deed or tax lien certificate.

Property can still be put up on auction even if the owner is in the process of disputing the tax or charge. However, this sale can only be permitted if all delinquent property taxes remain unpaid for the legally specified amount of time. To avoid a tax lien, you should pay all the charges on your property. If you wish to contest the charges, you should still pay the full amount, and if you win your case you can always get a refund.

Within 90 days of the lien sale date, the city notifies all property owners by mail about the details regarding the sale. Information about the terms and conditions under which the lien was sold, the name of the new lien holder, and the name of the lien holder's authorized representative whom the property owner should contact. Also the said representative gets in touch with the property owner to confer payment arrangements. After such an auction, the property owner is advised not deal with, or make payments to, anyone other than the new lien holder.

After such a sale, the property owner then owes the required amount of taxes and administrative charges to lien holder and not to the government. But mind you, the total amount now owned increases, as the lien holder is entitled to receive certain decided amount of surcharge and interest at an agreed rate of calculation.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Tax Liens [http://www.WetPluto.com/Buying-Tax-Liens.html] provides detailed information about tax liens, government tax liens, tax lien auctions, and more. Tax Liens is affiliated with Tax Attorneys In California [http://www.WetPluto.com/Business-Tax-Attorneys.html].

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Tax Lien Auctions

There are times when a property owner is unable to pay the required property tax. At such a time they become a delinquent taxpayer and the appropriate governing authority is in charge for collecting property taxes. This collection can be achieved by a tax auction. That brings us to the question What is a Tax Lien auction? A Tax Lien auction is a court-ordered auction. Depending upon the state and the nature of sales it can be an auction for tax deed sales or tax lien certificates.

In case of an auction for the tax deed, the property is sold to satisfy the existing delinquent taxes. An auction of the tax lien certificate involves selling a certificate to claim the total sum of taxes owed and any administrative charges and interest on the amount owed.

If you purchase a tax lien certificate, you are required to make the payment against the required property taxes for the delinquent taxpayer. In turn, the delinquent taxpayer is required to pay back the amount of the lien plus interest charges, usually 16-18%, to you. This allows you to have two options a higher percentage of interest in case the repayment is made, or the possibility of the deed of the concerned property if the delinquent taxpayer fail to repay.

A court-appointed referee carries out the auction. At the beginning of the auction, the referee announce the terms of the sale, the required deposit to be made at the auction. Usually, you are required to pay 10% in form of a certified check which are payable to the referee.

Remember, the properties sold in these auctions are sold "AS IS, WHERE IS, WITH ALL FAULTS." Even if a property is under a tax lien foreclosure, you do not get right to enter the property for an inspection. You are required to place your bid accounting this uncertainty. You should investigate the property as best you can, but you cannot inspect the interior prior to the sale.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Tax Liens [http://www.WetPluto.com/Buying-Tax-Liens.html] provides detailed information about tax liens, government tax liens, tax lien auctions, and more. Tax Liens is affiliated with Tax Attorneys In California [http://www.WetPluto.com/Business-Tax-Attorneys.html].

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