Tax Lien and Deed Auctions

Tax deed auctions and tax lien auctions are similar in many aspects, but it's important to note that they are not one and the same. When you win the bid on a tax lien property, there is a waiting period involved and what happens next is dependent upon the actions of the delinquent owners. If they are able to pay their back taxes in the allotted time, you receive monetary gain in the form of interest and fees. If they fail to redeem the property, you acquire real estate. By contrast, when you are the winning bidder at a tax deed auction, you acquire full and legal ownership of the property as soon as you pay the county. The previous owner does not have the opportunity to regain the property. Whether one, both, or neither of these type of auctions is available varies from state to state and even county to county.

Tax deeds can be a great investment if you're willing to do a little research, and they allow you to bypass the waiting game inherent to tax liens. Today's market abounds with homes, commercial properties, and lots available for you to buy and then sell, rent, or build upon. The most important thing to remember is-don't bid blind. Undertake the necessary background information so you can feel confident in every investment decision you make. Some lots are too small to build upon successfully. Some homes will demand more in repair than is ultimately worthwhile. It is generally wiser to spend the money upfront on a high quality, higher priced property than to bid low and then have to pour money into the property to bring it up to code standards.

Seeing is Believing

Nothing substitutes a personal, visual inspection of a property before you attend an auction. You'll gain an invaluable understanding of the state of the property as well as the surrounding neighborhood. You should also check out the county website, where you'll have access to appraisal values, any tax liens that exist on the property, and taxes owed to the government. Believe it or not, there are plenty of investors out there who will head blithely to an auction without having done even the bare minimum of investigation. You can outsmart these naïve investors by taking the time to educate and inform yourself.

The ability to compare and contrast between properties is vital to the successful tax deed investor. If you win a bid, you are immediately going to acquire ownership of that property. Today's market is especially flooded with homes. You need to look for a marketable property, located in an area where sales are steady, versatile enough to either lease or sell.

What to Avoid

Avoid getting your heart set on one particular property weeks before the auction. Auction inventory can change from day to day in the time leading up to the sale, as some owners manage to pay their back taxes just in time. Check the status of the properties you're considering on a regular basis up to the date of the auction so you don't drive out there only to discover that none of the homes you were interested in are available for bid.

Although it's not usually the case, it is possible for tax liens to be held over the house on top of the tax deed. If a tax lien does exist and is upheld legally after you have won the bid for a deed, you will not be in full ownership of the home, making it more difficult for you to foreclose and make a profit. You especially want to avoid IRS tax liens. If a house is burdened by such a lien, your chances of fully acquiring the property are pretty dismal.

Both tax liens and tax deeds can prove to be outstanding investments, but the demand different methods for success. With a tax lien, you are almost assured of at least getting your investment back. With a tax deed, you have the advantage of instantaneously gaining real estate, but you have no guarantee of getting your money back. It becomes your responsibility to ensure that your holdings turn you a profit. Your investment is final, so be sure to do your research.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Brent Crouch is the owner of Tax Lien Properties. He has dedicated this site to providing information on purchasing tax lien properties at pennies on the dollar.

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Tax Lien Investing Courses

Having perused some of the previous pages, you may feel tempted to venture into the unfamiliar realm of tax lien investing but wary of navigating this promising new territory alone and unguided. Fear not-if you've read these pages, you already know all the basics as well as some of the most helpful, tried-and-true advice and strategies in the investing world. However, if you'd like to further augment your knowledge, there are educational courses in tax lien investing at your disposal.

Do I Need to Take a Tax Lien Course?
The typical tax lien certificate investing has at least several certificates in various states of redemption in their possession. As a successful tax lien investor, you'll need to keep tabs on all of these redemption periods as well as the back taxes owed on each respective property. If the accrued taxes are not decreasing, you'll need to make the necessary arrangements for a foreclosure. There are some legal processes involved with this, which a tax lien course or an attorney can help to clarify. Remember, you are dealing with money and the government here-you want to be sure everything is legal, official, and squared away.

Research is key in tax lien investing-from researching properties to researching available courses. Don't just sign up for the first class you see advertised. Keep in mind, you likely know a lot more than you think-and few things are as frustrating as sitting in a class going over and over information you already know, especially when you've paid good money to sit there. There are always good investments and bad investments-that goes for education as well as for tax lien certificates.

How do I Know If a Course is Worthwhile?
Any product, including educational programs, comes with some bells and whistles to attract business. Make sure you're not paying for bells and whistles you don't need. Jot down a list of any questions on tax lien certificate investing you might have, and investigate whether or not the course you might enroll in will answer those questions. You not only want answers, you want to see how those answers were obtained-just think back to that high school trig class where the teacher scribbled inexplicable answers ad nauseum for a reminder of this very crucial class selecting strategy. In the immortal words of Lao Tzu- "Give a man a fish he eats for a day, teach a man to fish, he eats forever."

Some classes will tell you what to invest in and what to do at an auction. Avoid those. Enroll in a course that shows you the how of investing successfully-these will be well worth your time and money.

Developing a successful tax lien investing portfolio sans an instructional course is of course perfectly feasible. The internet abounds with free information on investing, whether through web articles such as this one or on county website's. You can also find very helpful books or DVDs on the subject. Tax lien investing courses are not imperative but they can speed you along on your way to a rewarding and lucrative career in tax lien investing.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Brent Crouch is the owner of TaxLienProperties.net He has dedicated this site to providing information on investing in tax lien certificates for pennies on the dollar.

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Tax Liens Made Easy Review - What Are the Steps For Investing in Tax Liens?

Do you wish to learn how investing in tax liens works? I have found it to be a very reliable and safe way to invest, but it can be hard to find opportunities. Basically, you get to earn interest if the property owner does repay the taxes, or you get to own the property if the owner fails to do so. Either way, you get the better end of the deal, but there can be obstacles that you need to look out for.

When I first had no experience in dealing with tax liens, I had searched on the internet for information, and found a step-by-step online guide called Tax Liens Made Easy. It has taught me how to source for the best opportunities, as well as how to handle all the obstacles that I may encounter along the way.

1. What You Will Learn with the Tax Liens Made Easy Guide

Being a good tax lien investor takes skill as it can be quite hard to acquire. You should also be aware of the condition of the property before you take them. Opportunities will arise when owners are unable to pay their property taxes, in which case you can pay for the owner and collect interest from your investment.

2. How To Invest Successful With Tax Liens?

Despite the few opportunities, you will be very well rewarded once you are able to find a profitable property to invest in. I have personally acquired a piece of property for less than 10% of its value after searching on the internet for it. For every property that you are interested in, be sure to do a background check on that county's judge for reasons that will be explained below.

3. What Are Some Obstacles That You Might Encounter in the Process?

One of the rare obstacles that you might encounter is if the judge sells the property to split the earnings amongst previous creditors. The judge has the legal power to do so, and you won't get a reimbursement for the amount that you invested at the auction. This situation seldom occurs, but be sure to talk to local estate lawyers about what judges do to properties that go into foreclosure with tax lien.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Is the Tax Liens Made Easy guide a scam? Visit http://www.top-review.org/tax-liens-made-easy.htm to read a FREE report about guide, or CLICK HERE to See "Tax Liens Made Easy"!

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Great Tax Lien Properties - How To Find Them

For the diligent investor willing to do a little research, tax lien properties are a dream come true. The market is full of high-quality real estate available for a mere fraction of their value. Whether or not you choose to invest any more money in them after purchasing is completely up to you-you could make a few improvements and drive the value up, or you could resell right away, and either way your odds of a great profit are in your favor. You can usually acquire one of these tax lien properties for between a few hundred and a few thousand dollars.

If you're wondering what precisely a tax lien property is-these are properties for which the owner's have become delinquent on the taxes. The state liens the property and puts it up for auction. The price is set as value of the taxes owed in addition to any fees and court costs and so forth. An investor purchases the lien from the state. Should the owner pay the back taxes before time runs out, the investor is repaid the principal bid as well as any accrued interest. Either way, you stand to gain. But where can you possibly find these properties? Good news-tax lien investing is not just for the rich or the professional investors. There are several ways to find great tax lien properties for sale.

Referrals

Chances are you know someone who knows someone who invests in tax lien properties. So use those networking skills. Find out where and when the auctions are held, you may even find someone willing to take you along the next time they go to an auction and teach you the basics.

A Tax Lien Agent

A tax lien property agent specializes in helping investors like you find real estate that is in excellent shape and available for tax lien auction. An agent will have a good understanding of the market value of the real estate as compared to the tax fee for it. You can find a local agent in your telephone book.

Of course, lacking an agent or a referral, you can always check your county treasure's website for auction listings. Tax lien investing is a highly lucrative opportunity for making extra money or even for just getting your first family home on the cheap.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Brent Crouch is the owner of TaxLienProperties.net He has dedicated this site to providing information on purchasing tax lien properties at pennies on the dollar.

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What Is A Tax Lien?

A lien is a form of security interest granted over an item of property to secure the payment of a debt or other obligation. The government instead of chasing a non-payer down and asking or begging him to pay his taxes will file a claim (lien) against the property.

The government files only as a last resort. Once the lien is filed and all other options are exasperated the government will then do basically one of two things, either the property may be seized and sold (a deed sale), or in some states the lien may be offered to investors (in the form of a tax certificate) with an accompanying right for the investor, after a specified period of time, to institute foreclosure proceedings (an out right sale of property).

First method is a deed sale; here the government will offer property for sale to public usually for the price of back tax amount due plus any fees, interest charges, and court costs.

The winning bidder purchases the deed to the property, becoming the new owner and obtaining all rights to the property - clear of any mortgages, deeds of trust, etc.

Second method is a lien certificate; here the government will allow an investor to pay the taxes on behalf of the owner. The investor will receive a certificate proving the investor paid the taxes owed. From here the investor does nothing but wait until the property owner finally decides to pay the late bill. Most all owners end up paying their late bill because if they do not the government can and will auction off the property right out from under the property owner to get money owed; this is a big incentive to pay property taxes and over 98% of owners do.

Once the late bill is settled the government will contact you asking for the certificate; when you provide the receipt the government will pay back the amount you originally paid plus interest - maybe over 20% Interest!

That is the answer in a nutshell to What Is A Tax Lien.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to What Is A Tax Lien for more information and a complete 'System' to show you how to invest in profitable certificates and tax deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed investing in every state.
What Is A Tax Lien

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Tax Lien Investments

Like other investments, the success of tax lien investments is in finding a property that is worth more than the back taxes owed. Because each state has different laws, investors in certificates and deeds must learn the state procedures where they want to invest to make profitable investments. Investors can earn a profit in two scenarios: 1) If the delinquent taxes are paid, the investor will receive the principal paid for the lien along with any interest which has accrued. When purchasing a certificate, the investor is actually paying the outstanding tax bill at auction for the property owner, with the promise of being paid back (with interest), in a timely manner. 2) If the late taxes are not paid by a certain date after the sale, the investor can ask the government to foreclose, and the deed holder will take ownership of the property.

Tax Lien Investments have long been an attractive investment for many americans, providing a competitive rate of return (16%-24% in some states) that is backed by real property. The rate of return on your investments will be based on your knowledge and expertise in this type of investing, and the rate that is guaranteed by government not on the ups-and-downs of the stock market. As we all know not much is guaranteed however, with investments topping 95% to 98% success rate most successful investors feel that the investment risk of tax liens is much less than that associated with investing solely in the stock market. The end result is a flexible but highly secured investment with little downside and market risk. These certificates are a win-win investment opportunity, both for the current owner (who is freed of his debt at the time of sale), and the investor, who may have the potential of making thousands when they resell the property.

Lien Investment is the ultimate blending of good returns and security for any type of investor. From Investors who have large capital to investors who little capital, or an investor who does not wish to become full-time property managers or who one who desires a passive, high yield, part-time investment will delight in these opportunities.

While most investors are use to small returns on investments if they play it safe, or decent returns but high levels of stress when taking high-risk investments, Tax Lien Investments provide an extremely high return, AND carry next to no risk at all. Certificates may just be the best keep investment secret of all time.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to Tax Lien Investments for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed Investing in every state. Tax Lien Investments

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Tax Lien Homes

Tax Lien Homes can be figure of speech like hitting a grand slam in baseball, more times than not it is like batting having a batting average of 295. If you understand baseball you see that a 295 average is considered quite good, and grand slams are the Holy Grail.

Real estate investing in Tax Lien Homes has come out of hiding so to speak. Investors in the past who knew of this ultra safe method with above average returns on their money could walk around with a big smile on their face saying "I have a secret and I 'm not telling". Those days are dwindling as more and more people are realizing the profit potential when investing in Tax Lien Homes.

Not to dare say the best days are behind us; not to say that at all, but what were easy pickings before when it came to investing now is becoming shrewd fact based tactics to turn the same profit.

I say all this and I still say I believe the safest way to financial security and independence with the smallest financial risk involved is through this type of investment.

TV infomercials and advertisements claiming overnight wealth in regards to investing in Tax Lien Homes are unrealistic and bias. We all want it yesterday and entrepreneurs will always feed that emotion as long as the public begs for it.

Tax lien investing is fast becoming very competitive, if you are a potential investor it is more critical than ever to be educated with the correct information, no doubt trial by error methods will teach you what and what not to do, but those tactics will cost you big not only financially but mentally as well.

If you do not know the simple basics of investing and do not have the proper knowledge to navigate a listing you are already starting out on the wrong foot.

Questions such as these below require straightforward honest answers:

Where do I find out about sales?

What will cost be?

Where is the information for the properties?

After I buy a certificate what do I do?

How can I know what a good price to pay for a certificate is?

How much money can I really make doing this type of investing?

Registering for the sales, where when and how?

What information do I need to provide?

Which forms are required and where can I obtain them?

Can I buy certificates or deeds online or through the mail?

How do I profit from my tax lien or deed?

How long to collect my profit?

How do I clear the title to a property that I purchased from a sale?

Will I need legal advice?

Can I buy liens and deeds in my own name or do I need a business?

Do not say forget it and drop what I consider to be the greatest investment opportunity you will be presented with because these questions might overwhelm you; these are the easy ones! Once armed and knowledgeable you will have all the answers.

To realize your financial dreams and security; walk before you run. Educate yourself on investing in homes and you to will not dream about it, you will live your dream.
  The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to TAX LIEN HOMES for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed Investing in every state.
TAX LIEN HOMES

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Tax Lien Foreclosures

Almost everyone has heard about foreclosures but not too many have heard about tax lien foreclosures. This type of foreclosure results from non-payment of taxes due to property, income other taxes put against any type of property.

If foreclosure occurs, more likely than not the original property owner will not be able to bid on the property. The sale usually is held at the courthouse or the property being sold and notice of the sale is required.

Here is how this type foreclosure happens:

When a property owner does not pay his taxes on time, it causes the government to have less money to do its business, so what the government puts into place to try to make sure it will have money is a penalty fee (tax lien) against the property where taxes are owed.

This penalty fee is substantial, it can be 18%, 24%, even 36% of taxes due, this is a real incentive to pay on time. Also the government will allow investors to buy certificates (not available in all states) by a bid process. You do not take ownership of the property; you pay the late taxes for the delinquent non-payer and wait for him to pay you back. This allows the government to get their money through investors and when late taxes are paid the investor will get his original investment back, which was the amount paid plus the investor will receive as compensation for covering the tax payment; the late payment fee, which is obviously normally a good return on money invested.

If the above does not work or is not available in your state then tax lien foreclosure happens. It takes time to get this far, in some states up to 5 years.

An investor, if your state sells certificates can start foreclosure proceedings on property that he holds a certificate on after the said amount of time to pay the late taxes back has ended. When this occurs proper foreclosure gives all property rights and ownership to the certificate holder as payment for cost of original investment plus interest.

TAX LIEN FORECLOSURES usually create a very very high profit margin for the investor, I am talking 30%, 50% on up. Now in some states the government will not issue certificates they will go straight to a foreclosure.

If you are reading this and you owe taxes - find a way to pay them, at the very least if you do not you will owe a very steep late penalty fee and at the worst you will be foreclosed on and lose ownership of your property!

If you are reading this and you are thinking up one question after another about TAX LIEN FORECLOSURES and how investing would be easy as pie, think again.

If you do not have the knowledge or know-how for investing it can be costly. But if you get the right information and proper steps are followed, you to can realize your dream of financial stability can be as easy to obtain as pie.
 The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Stuart J Miller is enamored with tax lien investing. If what you have just read grabbed your attention on the possibilities of investing, go to TAX LIEN FORECLOSURES for more information and a complete 'System' to show you how to invest in profitable Certificates and Tax Deeds.
Plus receive these 3 bonuses FREE-
1) Exclusive private invitation to attend a one-of-a-kind Q & A teleseminar with the tax Lien lady,
2) How to use a Self-directed IRA to invest in tax lien certificates and deeds,
3) State guide to tax lien and deed Investing in every state.
TAX LIEN FORECLOSURES

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Tax Lien Certificate Pitfalls- What to Watch For In Tax Lien Certificate Investing

 
While tax liens are among the safest investments on the planet, there are certain pitfalls that you will need to avoid to achieve success. This article is going to tip you off to the three most common mistakes tax lien investors make. Once you know what they are, you will have no problem avoiding them.

• Failing to perform proper due diligence. This is by far and away the biggest mistake inexperienced tax lien investors make. You need to realize that a tax lien is a lien on real property. If the owner fails to pay their taxes before the redemption period expires, their house or lot may become yours. But what if it's in a slum, deep in the wilderness, or contaminated with lead paint and asbestos? You wouldn't want to own properties with any of these problems, would you? Proper due diligence before investing will tell you all about prospective properties. This way, you'll see clearly the value of the property your tax lien is connected to. This will allow you to rest easy, knowing that you're guaranteed either great returns or a valuable piece of real estate. To learn advanced and highly effective due diligence procedures, click the link in the authors box below.
• Buying liens in the wrong state. Not all states are created equal when it comes to the returns you can achieve. Some states are phenomenal, while others are only ok. You need to know where to invest your money to maximize returns and safety. Many states will allow you to invest in tax liens through the mail. This takes away the hassle of having to travel to invest. The state you pick will make or break your results.
• Not being prepared with the proper information. This is the root of all problems that investors will face. If you know every piece of information that you should, there is absolutely no way you can go wrong. Unfortunately, many investors don't take the time to learn what they must to become extremely successful. They think they are taking the easy road by not studying before they jump in, but in reality they are taking the hard road. I hope you don't make this same mistake. I have written a comprehensive ebook on tax lien and deed investing that will show you, step by step, every critical strategy and piece of information that you must know to be successful. You can see it by visiting the link below.

You now know the three biggest pitfalls that await unprepared tax lien investors. Remain aware of these points as you start to invest and I guarantee that you will reach massive success!

Did you know that you’re only seconds away from learning how to achieve consistent 20-300% returns on the money you invest with complete government certified safety? Discover the new and innovative strategies that will take you to heights of investing success you have never reached before.
 The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 
 Leave stock, bonds, mutual funds and all other ordinary investments in the dust. Click on: Tax Liens to start now or visit http://TaxLienInvestingGuide.com.

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How to Buy Tax Liens: Top 5 Mistakes Investors make with Tax Lien Sales ...

                                                                   
Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Buying Tax Liens on Real Estate

One type of investment that is growing in popularity is the buying of Tax Liens on Real Estate. While on the surface, this investment seems like a sure fire winner, there are some pitfalls in the process.

A Tax Lien is a claim against a property for the non-payment of taxes. In the case of Real Estate this is usually the local property tax. When the property owner fails to satisfy his tax obligation, the taxing municipality will place a lien on the property. The tax lien does not allow transfer of ownership to pass to anyone until the lien has been released. The municipality will then issue a Tax Lien Certificate that they will sell at auction.

The Tax Lien Certificate will require the property owner to pay off the lien at a mandated yield amount to the lien holder. If the homeowner fails to pay the yield in a set amount of time, title to the property passes to the lien holder. These yields and times are a bit vague here because they are established by the local jurisdiction and vary widely from one to another.

The idea of Tax Liens seems to be an excellent investment choice on the surface. You are going to either get a guaranteed and known yield and return on your investment, or you are going to receive title to a piece of property at a cost that should be considerably under market value creating instant equity. It is little wonder that auctions of Tax Lien Certificates are popular with Real Estate Investors.

There are a few things that cloud this rosy picture. As with all investments, there is some risk. One problem is that other creditors and the Internal Revenue Service might have a prior claim to the property in the case of bankruptcy of the original owner. Also, most Tax Lien Certificates are sold with only very skimpy details as to the actual condition of the property. It is almost a sight unseen type of auction. This is obviously risky. You might be visualizing a big house with a cozy white picket fence only to discover the property is actually a run down shack on a dusty lot.

This should not discourage the Tax Lien Certificate investor. What it should do is remind him that all Real Estate investment requires caution and a lot of preparation and legwork to insure success. The potential rewards are well worth the effort. In the case of buying Tax Lien Certificates, this legwork involves actual inspections of the property and research into the title and bankruptcy status as well.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Learn how to use a self-directed Roth IRA to invest in real estate at UFCAmerica.com.

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Tax Deeds vs. Tax Liens

You have probably heard about the investment opportunities in tax liens and deeds. They can be quite lucrative - possibly the most lucrative and safe investment you will ever find, if you have the necessary knowledge. This article is going to cover the first lesson you will need to learn when it comes to tax lien and deed investing... the difference between the two investments. So, let's start with tax liens.

The definition of a lien is: a claim against an item by another party, which utilizes that item as security for repayment of a loan or other claim. A tax lien is placed on a piece of property by the government when the owner fails to pay their property taxes. Now here is where the investor comes it... the government sells these liens at county auctions to investors. The investor who wins acquires a first position lien on the property. Then, the property owner has a fixed period of time to pay off the principle and all interest and/or penalties accrued--ALL of which goes to the investor.

If the owner fails to pay the taxes, interest and/or penalties you get to foreclose on the property. However, this happens about 2% of the time with liens. So, most of the time they are a hands-off investment and the interest and penalties are often time very hefty.

Now when you are bidding at an auction for a tax deed, you are actually bidding for ownership of the property. This means that if you win the auction, you become the rightful owner of the house or lot in question. With tax deeds, you have to do more meticulous research because you want to be sure you don't end up with a worthless piece of real estate.

You also have to be careful with tax deeds because certain states, such as Arizona and New Mexico, do not extinguish the liens after the auction. This means that you- the new owner of the property- have to pay them off. All you have to do to avoid this is check with the county you're bidding in, and do the proper research on the property before bidding on it.

Tax deeds are more challenging to deal with, but the returns can be phenomenal.

Some state use a hybrid system that includes both the lien and deed protocols. Here is how it works. At the auction, when you win the bidding, you become the rightful owner of the property - just as with tax deeds. However, the owner has a set period of time after this to pay back all taxes, penalties and interest owed in order to reclaim the property. This system is potentially the most rewarding of all.

So, there is your first lesson in tax liens and deed investing. I suggest learning more about this amazingly profitable and safe investment, however, before you jump into it. Good luck!
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ 

Did you know that you are only seconds away from learning how to achieve consistent 20-300% returns on the money you invest with complete government certified safety? Discover the new and innovative strategies that will take you to heights of investing success you have never reached before. Leave stock, bonds, mutual funds and all other ordinary investments in the dust. Click on: Tax Liens and Deeds to start now or visit http://TaxLienInvestingGuide.com.

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How To Invest In Tax Liens - Invest in Tax Liens With Total Safety & Make Amazing Returns Every Time

Odds are that you haven't heard a whole lot about how to invest in tax liens. Most people have no idea of the goldmine that tax lien investing represents. And the nation's wealthy upper class is more than happy to keep it this way because then, they have the ability to tap into this powerful investment vehicle exclusively, with little competition.

Well, I say it's time you learn about it. There is no quicker way to wealth that offers such amazing safety available. This is the top of the ladder, in my opinion. So let's take a look at how you can harness the power of this super investment while retaining complete safety and control.

The main problem I see beginning tax lien investors making is not doing proper research before investing. They jump in blind and have a very rough time. You need to realize that a tax lien is secured by the real estate it is connected to. If the lien is on a worthless piece of land, in the middle of a swamp you don't have a very secure investment. The reason for this is, if the owner fails to pay his or her delinquent property taxes within a certain time, you wind up with the property.

Do you want to own swamp land or its Equivalent? I don't think so. This problem is very easy to avoid with a few minutes of well-placed research. Here is what I suggest you find out before investing any of your money:

Start by acquiring a list of tax liens available in any given county. You will see that there will be liens of all sizes. Some will be expensive and others will be cheap. Pick several liens that match your needs best. Now, it is time to perform your due diligence on the lien.

You want to see exactly what the property that it is connected to is like. There is a specific protocol for due diligence that I outline in my book Tax Lien Riches. Proper due diligence is critical to your overall success.

You now know the number one mistake new lien investors make and how to avoid it. By performing a series of easy research steps, you will be guaranteed investment safety and sky-high returns on your money. You can't get any better than that. Now that you have the beginning knowledge on how to invest in tax liens you are that much closer to financial success!
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Did you know that you are only seconds away from learning how to achieve consistent 20-300% returns on the money you invest with complete government certified safety? Discover the new and innovative strategies that will take you to heights of investing success you have never reached before. Leave stock, bonds, mutual funds and all other ordinary investments in the dust. Click on: Tax Liens to start now or visit http://TaxLienInvestingGuide.com.

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How Can You Get a Faster Tax Lien Redemption?

 
You can profit faster from tax liens by purchasing a lien that is ready to foreclose. By investing in secondary tax liens you can shorten the time it takes to the tax lien redemption or foreclosure. Here's an example of a tax lien redemption where I got a 49.5% return on my money in only 15 months from the time that I purchased the lien. In reality it only took only 6 months to redeem, but the county lost the original check and had to reissue it and that took some time.

In any case it was much faster than if I had purchased the lien at the tax sale myself and then waited the 2 1/2 year redemption period and then started foreclosure. If the original investor had hung onto this lien instead of selling it to me they would have a little more than doubled their original investment, but it would have taken more than 3 years. I bought the secondary lien from an investor (through the agent who did all of the work including the foreclosure) and then initiated foreclosure. The property owner then redeemed the lien and I made 49.5% on my money in a little more than a year!

Here's what the numbers look like:

*My initial investment to purchase the lien from the investor - original lien amount $2016.06

*my investment - lien amount + 36% to investor (12% per year that the lien was held) + assignment fee = $2776.85

*initial foreclosure fees (unrecoverable fee) = $1250

*my total investment = $4026.85

*redemption amount = $6020.70

*total profit (ROI) = $1993.85 (49.5% of my investment over 15 months, but could have been in only 6 months had the county not lost the check!)

The reason that I made out so well on this lien even though I paid the original investor 12% per year (36%) on his money was because this was an Illinois tax lien that was bid at 18% at the sale. In Illinois the bid rate is for 6 months - not one year, so it actually gets redeemed at a rate of 36% per year. But it gets even better than that, because in Illinois it is not an annualized interest rate that is paid to the investor but a penalty. In this case it was an 18% penalty every 6 months. That means that every six months another 18% of the original certificate amount is added to the redemption payment.

In this case I paid the investor 36% on his money to buy the lien from him. But when it redeemed in November of 2013 - roughly 3 years after the original investor had purchased the lien, the penalty paid was a whopping 108% on the original investment! I did pay the initial foreclosure costs but since the foreclosure did not get very far, all of the fees that I paid were "postable" - which means they were charged to the property owner and returned to me with the redemption.

Purchasing secondary tax liens from the state of Illinois is a great way to make double digit returns on your money in a shorter period of time than by purchasing a lien at the tax sale. But there are things to watch out for. Another plus to investing in these liens is that all the work is done for you, including the due diligence.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

There is will more secondary liens next spring. You can find out more about the Tax Lien Lady's Members Area and enroll at http://www.taxlienlady.com/MembershipMain.htm

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Tax Lien Certificates and Real Estate Investing

 
Tax lien certificates as an investment strategy have seen a surge of popularity for a number of years based on how easily it can be to acquire one, their potential of a high return and their often easy hands-off strategy.

What are Tax Lien Certificates?

When a homeowner fails to pay their property tax, the county can place a certificate of claim against it, known as a lien, and these liens are then taken to auction for investors to buy up. The tax lien certificate is then issued to the investor, and they pay off the property tax, plus any penalties included. Afterwards all the investor has to do is sit back and wait until either one of two outcomes occur: either the homeowner pays off the outstanding fees in a certain amount of time, or the owner fails to pay the back taxes. In the case of the former, the investor then receives a check in the amount they originally paid, plus an interest rate of anywhere between 8 and 30 percent. In the more rare case of the latter, the deed to the property can potentially be handed over to the investor, Free-and-clear.

How do I buy a Tax Lien Certificates?

In-person tax auctions (or tax sales) are the traditional way to acquiring tax lien certificates, however with the advent of the Internet, online auctions are quickly becoming popular as a way to reach a wider pool of investors. Auctions are usually held once a year in each separate county, so doing homework on when a county holds theirs and which ones you'd like to attend is a good idea.

Each state also handles their sales differently, in the event of more than one investor seeking to buy the same lien, and the winner can be determined by one of five methods used:

Bid Down the Interest - Investors can accept a lower bid of return than what the government offers, sometimes going as low as a 0% return. Whoever accepts the lowest rate wins the lien.

Premium - The Investor who agrees to pay the highest above the original lien amount is the winner.

Random Selection - Usually using a computer, a random investor is chosen from the group looking to win the lien.

Rotational Selection - Depending on the numbers the investors are holding, the first lien up for sale will be offered to the lowest number, who can then take it or refuse.

If the lien is refused, it is then offered to the next lower number and so on.

Bid Down the Ownership - The investor willing to purchase the lien for the lowest percent of ownership over the property will win. In the event that the taxes are not paid off, whatever the investor agreed to (I.e. 90%) will become theirs while the remaining will still belong to the original owner.

In some states, if a lien is not sold at auction, they can then be bought over the counter (OTC.) This is a good way to avoid competition and to keep tax lien certificates as pure as possible.

What are the Possible Risks?

Know that there are always risks in investments like these, but also know that doing your research and being smart in your decisions can help you avoid many of these risks as well. First off, learn as much as you can about the property you're bidding on. Often investors bid blind, and end up with a property worth nowhere near the taxes they paid on it.

Remember that some counties and jurisdictions require large deposits at the start of the sale, regardless of the amount of the tax lien certificates you're looking to buy. And payment of these liens is often due on the spot and in cash, with failure to pay the full amount potentially resulting in being barred from future sales in that county. Also, tax lien certificates are almost worthless until the designated time frame given to the original owner to pay off fees is up. They cannot be traded in for cash, and must be kept until then, or until the fees are repaid by the original owner.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Laura Al-Amery is a real estate investor and consultant with over 25 years experience in several aspects of the real estate business. She has practiced in Hawaii, New York and Missouri, and presently lives in St Louis. She has hosted seminars online and live training for over 15 years, in real estate subjects like wholesaling, buy and hold, creative financing, building wealth with multi family buildings and much more.
For more articles and Free Training, please visit her site at http://www.lauraalamery.com/blog

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10 Secrets of Tax Lien Investing - Part 1

                                                                                                                                                                   
For more information on Tax Liens go to this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Where's The Best Place For Online Tax Lien Investing?

Which Are the Best States For Online Tax Lien Investing?

Most people want to know which states have the highest interest rates and that's where they want to invest. But things are not always what they seem, especially to the inexperienced investor. The states that have the highest statutory interest for tax liens also have the most competition.

A few counties in the state of Iowa for instance, had online tax sales for the first time in 2013. Iowa has the highest interest rate of any of the states that have online tax lien sales - 24% per annum, so you'd think it would be a good place to go for online investing, but that might not be the case. Most of the liens in the online tax sales were bid down to 1%. That's not the interest rate. Investors will get the statutory 24% interest on their lien - if the lien redeems. What was bid down is the percent ownership of the property should the lien not redeem and the investor foreclose. If you bid anything lower than 100% you don't get full ownership of the property should you have the chance to foreclose on it. That may not be enough leverage to get the property owner to pay off the lien. After all, even if you foreclose, you wouldn't be able to take possession of the property or do anything to it without the owner's permission - even if you had a 99% interest in the property!

The next 2 states with the highest interest rate for online tax lien investing are New Jersey and Florida. They both have a statutory rate of 18% per annum, but this rate is bid down at the tax sale. Some of the Municipalities in New Jersey started to have online tax sales in 2012, and a few more joined in for 2012. Not only was the interest rate bid down to 0% for most of the liens sold, but high premiums were paid - and premiums were paid even for small liens, it just didn't seem worth it for the individual investor.

In Florida the interest rate is typically bid down to only.25%. Investors are willing to bid that low because they know there is a minimum 5% penalty they will receive instead of the.25 interest that they bid. They are counting on the liens redeeming quickly, but if their liens go the entire 2 year redemption period before the property owner redeems that 5% penalty comes out to be only a 2.5% annualized return. The penalty is not an annualized interest rate. It is a straight penalty paid on the certificate amount.

So which state is a good state for online tax lien investing? One of the states that I suggested at my last tax lien investing workshop might be better bet for online investing this year is Arizona. It's not likely that you'll get double digit returns investing in any of the states that have online tax sales, so get that out of your head. But it is still possible to get high single digit returns in Arizona on residential properties, and to get double digit returns for liens on vacant land. Also this year many of the Arizona counties that have online tax sales have enacted a "Single Simultaneous Bidding Rule" for 2014, forbidding persons or entities from registering multiple bidding numbers. If you are bidding in the Arizona tax sales this year, you'll have to pay attention to this new law, for not only does it prevent funds and institutional buyers from registering multiple bidder numbers, but it also prevents spouses from bidding at the same tax sale if they file a joint tax return, and it prevents you from registering as an individual and a business entity. This new rule is meant to level the playing field between institutions and individual investors. We'll see if it works!
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

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The Basics of Tax Lien Investing

Tax lien investing can be a very profitable strategy. It isn't a well-known method, but thousands of people have been using tax liens in order to make money and build wealth for years. It's a form of investment that, unlike the trading on Wall-Street, is accessible and potentially profitable to everybody who is interested. The problem is that most people don't realize how investing in tax liens works and how they can make money from the practice. Getting into tax lien investing is easier than you think and will allow you to stop relying on one source of income. For some people who become successful at investing in tax liens, it becomes their sole source of income as they make more money.
There are three main forms of tax lien investing. They are tax liens, tax deeds, and redeemable deeds. All three have core differences that change how people make their investments. Each form of investment has its pros and cons as far as immediate profitability, risk, extra costs, and other factors. It is important to do your due diligence and first see what kind of investment you want to get into. All forms of tax lien investing are available for you because the owner of the property did not pay their property taxes, causing a revenue shortfall with the local government. The city or county has budgetary obligations that they have to meet regardless of if the taxes are paid on time. So to make sure that they get that income, they hold auctions that allow you to "buy" the property owner's tax debt, which the owner will have to pay back to you, plus interest. This is the core concept of a tax lien. In more extreme cases where the owner has not paid their property taxes for an extended period of time, the county will hold auctions for the deed of the property. Once you buy the deed to the property, you are the property owner and can move into the property or rent it out to others. This is the concept behind tax deeds and redeemable deeds. The big difference between tax deeds and redeemable deeds is that with redeemable deeds, there is a redemption period after you purchase the deed. During this period, the original owner of the property can buy the property back from you, at a cost of 100% of what you paid plus a state determined penalty percentage.
With a tax lien, you are probably going to get a return on your investment over a few years time. But with tax deeds or redeemable deeds, you can get your money much faster. Once you own the house, you can rent it out or sell it to others who are interested. In the case of redeemable deeds, the owner might quickly buy the property back from you in the redemption period, plus the penalty money. However, tax liens are the safer investment. In the case of tax deeds and redeemable deeds, you might get stuck with a worthless property or something that nobody, including the original owner, wants to buy. That's why it's important to do your homework on every property that you intend to bid on.
There are many strategies you can use to become a successful Real Estate Investor in the Maryland, Washington DC, and Virginia area. Tax Lien or Tax Deed investing makes sense because you're able to purchase liens or deeds that will yield you up to a 24% return on investment! Realizing a greater return is the ultimate goal for a Tax Sale or Tax Deed investor.
Rehabbing Houses, Wholesaling Houses, Short Sales, Lease Options, Rent to Owns, REO's, Tax Sales and Tax Deeds have been a staple of Real Estate Investing since the beginning of time.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Our Boot Camp is the ultimate training for learning how to master these Real Estate Investing methods. Discover how to buy Tax Liens and Deeds anywhere and turn your self into a real estate investing machine. Visit our website to register for our next training right now go here [http://www.dmvreiunitedblog.com]

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County Tax Lien Sales - Overview

What is a Tax Lien Sale?

It is a sale held yearly by most counties/government agencies in the United States to satisfy delinquent property taxes owed by property owners.

In a Lien Sale, delinquent taxes along with accrued interest and/or fees associated with the sale is offered at public auctions to prospective investors. Winning Bidder will have what is called a "tax-lien certificate" which just states that you as the winning bidder own the "first position lien" against the property that is bought at the lien sale. It is just saying you,as the investor, claim the amount you bought the property for (can be an interest of 8%-50% per year) + interest and/penalty fees (depending on the state or county) when the property redeems.

The Process:

The government needs cash more than ever to provide services to the public.

Examples: Roads, Fire Trucks, Police, Office Officials, Traffic Maintenance, etc. When property owner's don't pay on time, the government/counties become short on cash-flow. The last resort the county has is to put a lien against the property and sale the lien at a public auction to satisfy the outstanding balance owed by the property owner.

After properly notifying the property owner, the county then initiates the auctioning of the lien process. A sales date, time,and place is chosen by the appropriate agency dealing with the matter. Then the list of parcels that will be available for sale at the auction are advertised on county websites and/or local news papers for cash or certified checks.

In the event that more than one investor seeks the same lien, depending on state law the winner will be determined by one of five methods:

1. Interest Bid Down Method-The investor that bids down the lowest interest rate wins.

2. Premium Bid-The person/investor that is willing to bid the highest wins.

3. Random Selection- A random selection is made by a computer to choose from registered or interested lien buyers.

4. Rotation Method-A bidding number from the investors will be chosen. The first bidder will choose to accept the offer or decline. If the first one declines then the second chosen bidding number will make a decision whether to accept or not.

5. Bid Down Ownership-a bidder may agree to take a lien on only 85% of the property. If the lien is not redeemed, the investor would only receive 85% ownership of the property with the remaining 15% owned by the original owner. In practice, few investors will bid on liens for less than full right to the property or sale proceeds. Therefore, with multiple owners bidding on 100% encumbrance, the process then generally reverts to the random selection.

Redemption:
When buying tax lien certificates, depending on the counties, there are rights given to property owners to redeem the property back. If these property owners do exercise this right, they have to, in most cases, pay the county back your initial investment plus interest, and other fees associated with the sale.

Outcomes When investing in Tax Liens:
1. Property Redeemed- the investor gets back what he/she invested in plus interest, and other fees.

2. Property Not-Redeemed-Investor gets the property free and clear of any mortgages and will get the opportunity to apply for a deed and own the property for the price of the back taxes.

Purchasing Tax Liens can be a very safe and secure way to invest in real estate but you have to do it right.

With that being said, here are some risks associated when investing in Tax Lien Investing:

1. Property Owner files for Bankruptcy.

2. The IRS files a lien against the property.

3. Poor or no research before investing in Tax Liens or Deed certificates

4. Buying a property that has environmental issues.

5. Buying properties in Worthless/undesirable/unsafe neighborhoods.

6. Bought or buying a property that has clouded/Un-insurable title.

7. Not doing title searches.

8. Not familiarizing with Tax Lien investing laws before investing.

9. Not learning the rules and procedures for each counties to be investing in.

These are just some of many risks or challenges when investing in tax liens and deeds.

If you could avoid or deal with these challenges, you can invest in Tax Liens with a peace of mind.
The sky is the limit.If you are interested in learning more about Tax Deeds and Liens, you should click on the link below. It is a great place to get started if investing in real estate is what you are looking to do. Yes, you can still make a fortune in Real Estate with this Ultimate Real Estate system. >>> http://bit.ly/1ukjzFZ  

Kanku Livae Started investing in Tax Lien since 2011 and has helped a hand full of beginning Real Estate Investors.
To show you how much he appreciates you reading this article he will reveal a strategy he had used to earn 90K USD on his first year.
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